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A big dip into the emergency fund

September 13th, 2012 at 11:02 pm

Well, it's been a crazy week. My daughter had an accident on the playground and broke her leg! She is 23 months old. This happened on Monday, I took her to the ER that afternoon, they said it wasn't broken and to wait a few days since it was probably a sprain. The next day she still couldn't stand on it or walk.

I then took her to our pediatrician, who I totally trust. She examined her and the x-rays and was pretty sure her tibia was broken.

So...the next day we were able to get in to the pediatric orthopedist at our local children's hospital, he confirmed it was broken, and now she is in a cast.

And of course during all of this, my husband has been out of town.

The positives: At least it's only a broken leg! And thank goodness we have health insurance and a partial emergency fund so that we don't have to charge these medical bills to a credit card. And it's the end of summer so the temps will be going down here and she won't be sweltering in the cast.

The negatives: She broke her leg! 5 weeks in a cast. 5 weeks without getting wet. Even with insurance I'd be surprised if this whole ordeal costs less than $1000 out of our pocket. She is fussy and learning how to deal with her cast. I can't put her in the shopping cart with her cast so I'll need to fit my grocery shopping in some time when my husband can watch the kids.

Well, life is full of surprises!

8 Responses to “A big dip into the emergency fund”

  1. creditcardfree Says:
    1347574404

    You are able to see the positives! I hope your daughter heals fast and adjusts quickly to the cast.

  2. crazyliblady Says:
    1347582659

    That's a major case of misdiagnosis. I wonder if you could get a refund on the first er visit since they apparently couldn't diagnosis it right?

  3. TexasDisneyGirl Says:
    1347583062

    Well, our pediatrician said that regular hospitals often misdiagnose kids and in the future we should just go to the ER at the Children's Hospital (which is further away). In their defense, the orthopedist said that a lot of fractures do not show up right away on x-rays.

  4. Thrifty Ray Says:
    1347592057

    Ours is just the opposite...We have had many broken or fractured bones here...and they have showed up. Usually, for us, a misdiagnosis is just the opposite...thinking it shows a break when it isnt. Poor lil thing. At that age it is tough to understand why your leg doesnt work. Hope she mends quickly!

  5. CB in the City Says:
    1347628736

    Oh no! She is very young to have a broken leg; it must have been quite a fall. I feel for her!

  6. North Georgia Gal Says:
    1347632582

    Hoping the next 5 weeks go by fast for you!

  7. Looking Forward Says:
    1347756707

    Yikes! Just read your post. Hope your little one is doing okay.

  8. Jerry Says:
    1348271034

    I do think that Pediatric EM is a different animal than "regular" EM... I would agree with your pediatrician that the Children's Hospital ED is probably going to lead to the best situation in most cases for a kid. A shame that you had to have three separate visits billed to your insurance to get a proper diagnosis! Speedy healing to your daughter...
    Jerry

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