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Mid-September Financial Update & Zulily Purchase

September 15th, 2012 at 12:44 pm

Well, since DH got paid today I was able to move some funds and allocate things to the necessary places.

(Remember, we cut back on DH's 401k contribution, now down to 7%, and we are claiming more exemptions on his W4 in order to get to our emergency fund goal and get our property taxes/HOA fees before the end of the year).

So, the good news is we now have our $20k emergency fund! Yippee! I'm not as excited as I should be, though, because if you saw my last post you will know that we expect some big medical bills to roll in from our daughter's accident. I have no idea how much those bills will be, not a clue. That's the thing about medical bills....there are never any prices posted anywhere, of course the prices are different for each insurance company, and then there's the percent covered....who knows. I'm hoping it's not more than $1000 out of pocket. We have already met our $4500 deductible for this year, so our expenses are now just a straight 10%.

We also now have some money set aside for our property taxes and our HOA fees that are due toward the end of the year. $1712 set aside, and we need $5000.

More good news--we came in $100 under our September credit card budget, so when it comes time to pay that card in October I will take $100 and put into our Christmas fund.

I have money in our budget this month to buy our kids some things--light jackets and Halloween costumes. In October I was planning on buying winter jackets. I've been out looking at resale shops and online for a good deal on jackets, and today I got an e-mail from Zulily and saw they have the puffy winter jackets for $20 each. With Disney and Marvel characters on them. So I pulled my oldest son into the office and asked if he liked any of them (he's 8 and the pickiest about what he wears) and he picked out one. I bought one for each of my kids, and went online to search out a promo code, so with shipping I got 3 winter jackets for around $62. Not too shabby!

Have any of you bought clothes from Zulily before? (I guess it's kind of like a Groupon site for kids' clothes?)